The Medicare Access and CHIP Re-Authorization Act of 2015 (MACRA) made a significant change to Medicare Supplement plans. It prohibits Medicare Supplement plans, also known as Medigap plans, to provide coverage for the Medicare Part B deducible for “newly eligible” beneficiaries on or after January 1, 2020. Medicare Supplement Plans C and F cover the Part B deductible and will not be an option for a “newly eligible” beneficiary on or after January 1, 2020.
FACT: Anyone eligible for Medicare Part A BEFORE January 1, 2020 can enroll in Plans F or C even after 2020 and can keep their plans as long as they choose.
FACT: Anyone who becomes eligible for Medicare Part A ON OR AFTER January 1, 2020 will NOT be able purchase a Supplement Plan F or C.
FACT: Anyone who is currently enrolled in Plans F or C do not need to take any action.
FACT: Supplement Plan G will be a new option available to all Medicare beneficiaries. It is similar to the F plan but does not cover the Part B deductible.